All content on this Web site is copyrighted, ©2005-2009. All Rights Reserved. Any rights not expressly granted herein are reserved by M L Kinsel & Associates, Inc. Permission to copy and distribute documents and related graphics and photographs available from M L Kinsel & Associates, Inc. Web server is by permission only and with the provision that:

• the above copyright notice and this permission notice appear in all copies;
• use of documents and related graphics and photographs available from any M L Kinsel & Associates, Inc. Web server is for non-commercial purposes only;
• documents or related graphics and photographs available from any M L Kinsel & Associates, Inc. Web server are not modified in any way; and
• graphics or photographs available from any M L Kinsel & Associates, Inc. Web server are not copied or distributed separately from accompanying text.
• Some images of people or places displayed on the M L Kinsel & Associates, Inc. Web server are the property of their respective owners and used with permission. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by the artists or filmographer. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. You are also advised that the artist or filmographer will aggressively enforce their intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

General use and linking to third party sites
This web site may contain proprietary notices and copyright information other than the site owner's, the terms of which must be observed and followed. M L Kinsel & Associates, Inc., does not represent or endorse the accuracy or reliability of any of the information or content (collectively, the 'Materials') contained on, distributed through, or linked, downloaded or accessed from any of the services contained on web sites other than its own.

In linking to third party sites
M L Kinsel & Associates, Inc. makes no representations whatsoever about any other website which you may access through this one. When you access a non-M L Kinsel & Associates, Inc. website, please understand that it is independent from M L Kinsel & Associates, Inc., and that M L Kinsel & Associates, Inc. has no control over the content on that web site. In addition, a link to a non-M L Kinsel & Associates, Inc. web site does not mean that M L Kinsel & Associates, Inc. endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as computer viruses, worms, trojan horses and other items of a destructive nature.

Linking to M L Kinsel & Associates, Inc. domain websites
M L Kinsel & Associates, Inc. appreciates appropriate links in your own web pages to M L Kinsel & Associates, Inc. domain websites. Permission is expressly granted to any person who wishes to place a link in his or her own page to the M L Kinsel & Associates, Inc. domain websites' home page only. As a courtesy, if you link to, or include, M L Kinsel & Associates, Inc. domain websites in an index, please let us know. However you must obtain special permission before placing a link in your own page to a portion of a M L Kinsel & Associates, Inc. such as web page graphic. Hotlinking is expressly forbidden.